Disclaimer

No Financial, Legal, Tax, Investment, Medical, or Professional Advice

All calculators on this website are provided strictly for general informational and educational purposes. The website owner is not a financial advisor, accountant, tax practitioner, legal professional, investment consultant, medical practitioner, or licensed professional in any capacity.

Nothing on this website should be interpreted as formal advice, recommendations, or instructions for making financial, legal, tax, medical, fitness, construction, real-estate, or business decisions.

No Guarantee of Accuracy

Calculators rely on formulas, assumptions, user inputs, and simplified models that may not match real-world systems. Errors may exist in:

• Formulas or calculations
• Interpretation of results
• Rounding, approximations, or default values
• User-entered data and assumptions

You must independently verify all results before relying on them.

Use at Your Own Risk

You use this website and all calculators entirely at your own risk. The website owner is not responsible for any loss, damage, cost, or negative outcome arising from the use of, or reliance on, any calculator or result.

No Client, Advisory, or Professional Relationship

Using this website does not create any client relationship, advisory relationship, or professional duty of care between you and the website owner.

External Links and Third Parties

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Changes to This Disclaimer

This disclaimer may be updated from time to time. Your continued use of the website after changes are posted means you accept the updated disclaimer.