Terms & Conditions

1. Acceptance of Terms

By accessing or using this website and any calculators or tools provided, you agree to be bound by these Terms & Conditions. If you do not agree, do not use the site.

2. Purpose of This Website

This website provides general-purpose calculators intended for personal use, education, and basic planning. The tools do not constitute financial, legal, tax, investment, medical, engineering, or professional advice.

3. No Professional Advice

Calculations, outputs, interpretations, and results are for informational purposes only. You must verify all results independently. You assume all responsibility for decisions made based on the calculators.

4. Accuracy of Information

The calculators rely on formulas, assumptions, and user inputs that may not reflect real-world systems or your specific situation. No guarantee is made that any result is complete, accurate, or up to date.

5. Personal Responsibility

You use this website and its tools entirely at your own risk. You are responsible for checking your own numbers and seeking professional advice where appropriate.

6. Third-Party Links and Services

The website may contain links to third-party websites, tools, or services. These are provided for convenience only. The owner has no control over and assumes no responsibility for any third-party content, products, or services.

7. No Warranties

This website and all calculators are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied.

8. Limitation of Liability

To the maximum extent permitted by law, the website owner is not liable for any loss, damage, cost, or consequence arising from the use of or reliance on any calculator, result, or content on this website.

9. Changes to the Website and Tools

The owner may modify, remove, or add calculators, content, or features at any time without notice.

10. Changes to These Terms

These Terms & Conditions may be updated from time to time. Your continued use of the website after changes are posted means you accept the updated terms.

11. Governing Law

These Terms & Conditions are governed by the laws applicable in the website owner’s country of residence, unless otherwise required by local law.